Refinance Optimizer
Find the best way to refinance your loans
Aurbjörg's Refinance Optimizer uses optimization methods to find the most economical way to refinance your loans. Whether you want to refinance your mortgages, your car loan, your consumer loans or all of them together, we find the solution that best fits your goals.
You choose which loans to refinance
You decide which loans Aurbjörg should take into account in the refinancing. It can be a single mortgage, several mortgages, mortgages on different properties, a car loan, consumer loans or all of the household’s loans.
The optimizer then finds the most economical way to refinance based on the goals you choose.
We find the best combination of loans
The results can vary. Using optimization methods we calculate for you whether it is best to refinance all the loans, keep some, move loans between properties or something else.
The Refinance Optimizer calculates every possible path and finds the one that delivers the most benefit.
Refinancing based on your goals
You choose what matters most to you.
- The lowest monthly payment
- The lowest total cost
- Paying off the debts as soon as possible
You can also adjust various other settings, such as a maximum monthly payment, or connect a credit assessment to the search. You can also set a maximum loan term, choose the loan type, payment type and interest rate type. You can also pick specific lenders.
Do you need to release equity?
Want to release equity when refinancing? For example for renovations, a car purchase or just to gain extra breathing room.
You can set that specifically and we find the refinancing solutions that fit best.
What results do you get?
The Refinance Optimizer shows you several different refinancing plans that you can review and evaluate.
You see exactly which loans are refinanced and which loans are kept.
You see the total savings, the change in your monthly payment and when you become debt-free.
Assets & liabilities
Income & expenses
Property monitoring
Aurbjörg finds opportunities in household finances
Let Aurbjörg monitor the market and help you make better financial decisions.
Aurbjörg goal is to increase financial literacy, increase transparency and help you make more informed and better financial decisions.
