Why should you refinance?
- Loan terms change.
- The interest rates and payments on your current loan might increase.
- New loans can be more favorable and better than your current loan at certain times.
- You might need additional funds for renovations or property purchases, and refinancing is one option to access those funds.
Refinancing of housing loans
To understand your options for refinancing, you need to keep the following in mind:
1. Where do you have ‘borrowing rights’?
2. What loan options are available?
3. What loan terms are available?
Here is a short video that better explains what to consider when refinancing.
The process is very simple
1
Farðu
í Húsnæðislánareiknivél Aurbjargar
2
Veldu Endurfjármögnun
og veldu þau lán sem þú vilt endurfjármagna
3
Skoðaðu ódýrustu lán í hverjum flokki
annarsvegar lægstu mánaðarlega greiðslu og hinsvegar lægstu heildargreiðslu
4
Skoðaðu öll lán
Þar fyrir neðan birtist svo lengri listi yfir ýmis lán sem þú getur svo raðað upp eftir lánveitanda, tegund láns, vaxtategund og greiðslum.
Benefits of subscribing to Aurbjörg
Refinance your current housing loan. The calculator can explore options for refinancing one or more loans.
Compare all Icelandic housing loans in one place.
You can easily view both indexed and non-indexed loans, as well as compare different monthly and total payments.
You can filter the results based on various criteria, such as lender and interest type.
Questions and Answers
Hér koma svör við algengum spurningum viðskiptavina. Ef þú sérð ekki svarið við þinni spurningu getur þú haft samband við okkur.
Assets & liabilities
Income & expenses
Property monitoring
Aurbjörg finds opportunities in household finances
Let Aurbjörg monitor the market and help you make better financial decisions.
Aurbjörg goal is to increase financial literacy, increase transparency and help you make more informed and better financial decisions.
